American Debt Consolidation Resources - online debt consolidation

How bad is your credit situation? Answer the questions below to find out instantly.

This quiz requires JavaScript. If your browser does not support JavaScript, the Debt-Meter at the bottom of the quiz will not work. In this case, simply count up your check marks to obtain your score.

Question	Yes
Are you near or at your credit limits and unable to pay more than the minimum payment?
Would you say you live "paycheck-to-paycheck"?
Are your debts making your personal life unhappy?
Are you unsure of how long it will take to pay off your debts??
Do you borrow from one creditor to pay another?
Are your interest rates above 8%?
Have you started saving for your family's future?
Are you receiving calls from your creditors demanding payments because your past due?
Are you frequently charged over-the-limit and late-payment fees?
Have you recently been turned down for a mortgage or auto loan?
Are you considering bankruptcy?

Your Debt-Meter reads: